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Regulatory Information

Regulatory Filings

Canada

United States

Regulatory Disclosures

Basel Pillar 3

Our consolidated regulatory capital requirements are determined by guidelines issued by the Office of the Superintendent of the Financial Institutions (OSFI), which are based on the Basel III framework adopted by the Basel Committee on Banking Supervision (BCBS).

RBC US Group Holdings LLC Liquidity Coverage Ratio (LCR) Disclosures

This disclosure has been discontinued. Pursuant to the 2019 FBO Tailoring Rules (84 Fed. Reg. 59230 [November 1, 2019]), RBC US Group Holdings, a Category IV banking organization that has average weighted short-term wholesale funding of less than $50 billion as of December 31, 2019, is no longer required to comply with the public disclosure requirements in subpart J of the Liquidity Coverage Ratio (LCR) final rule.

Global Systemically Important Banks Disclosures (G-SIB)

In November 2011, the Financial Stability Board (FSB) published the Global Systemically Important Bank (G-SIB) Framework. This framework includes an assessment methodology for determining importance of international banks to the global financial industry. G-SIBs are subject to additional capital buffers relative to their G-SIB score, as well as increased supervisory scrutiny. RBC was identified as a G-SIB by the FSB in November 2017.

G-SIB Assessment Indicators

Dodd-Frank Act Stress Testing Disclosures

The following is provided pursuant to the disclosure requirements of the United States Board of Governors of the Federal Reserve System and the Office of the Comptroller of the Currency. Pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act, those regulations require certain of RBC's U.S. subsidiaries to conduct periodic stress tests and publicly disclose a summary of the stress test results.

Main Features of Outstanding Regulatory Capital and Other TLAC Eligible Instruments

Trinidad and Tobago Securities and Exchange Commission Regulatory Filing - RBC Financial Statements

European Single Electronic Format (ESEF) XHTML Annual Report

British Columbia Financial Institutions Act Filing

Section 130 of the Financial Institutions Act (British Columbia) requires financial institutions to make their annual financial statements and auditor’s report publicly available on a website maintained by or on behalf of the financial institution. The annual financial statements and auditor’s report for The Royal Trust Company, Royal Trust Corporation of Canada, RBC Investor Services Trust, RBC Insurance Company of Canada and RBC Life Insurance Company can be accessed below.

*The annual financial statements and auditor’s report are not restricted to the trust and estate operations of Royal Trust and reflect the activities of Royal Trust as a legal entity including personal and commercial banking, wealth management and custodial services.

Additional Disclosures