(1) Effective May 2003, the S&P/TSX Composite Banks
Index replaced the TSX Banks & Trusts Index.
(2) Computed by us on October 31, 2003, based on analysts’ average
diluted earnings per share estimates for 2004.
(3) Calculated based on our Canadian GAAP financial statements.
(4) See discussion on page 46.
(5) Common share dividends as a percentage of net income after preferred