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The RBC Newcomer Advantage

Moving to a new country isn’t easy, but with the RBC Newcomer Advantage1 you can get everything you need for a great financial start in Canada. So, settle in faster and take advantage of banking, credit and investment solutions created specifically with newcomers in mind!

  • Open your first Canadian bank account with no monthly fees for 12 months7
  • International Students: Get $60 cash79 when you open an RBC student banking account. Limited-time offer. Conditions apply.
  • Send two no-fee international money transfers per month for your first 6 months on select accounts18
  • Buy your first car in Canada with an RBC Royal Bank car loan—no credit history required4
  • Get your first Canadian credit card with no credit history2
  • Receive 2,500 welcome RBC Rewards points when you are approved for an RBC Rewards+ Visa card71
  • Buy your first home in Canada with an RBC Royal Bank mortgage—no credit history required5
  • Receive a $50 credit when you open an eligible business bank account for your first business in Canada22

  • Enjoy preferred interest rates on select Guaranteed Investment Certificates (GICs)16
  • Know your money is safe—we are Canada's largest bank*
  • Bank anytime, anywhere with the award-winning RBC Mobile app,25
  • We’re a leader in wealth management, with over 1,700 investment advisors in Canada

Advice by Visa Status

Select your Visa status for custom advice, offers and solutions:

Special Offers and Services for Newcomers

As an RBC client, you can also enjoy special savings and services from RBC and partner brands.

Learn More

How Can We Help You?

We understand that moving to a new country comes with many challenges–let us help answer any questions you may have. Our phone services are available in up to 200 languages.

Call Toll-Free:

Toll-free when dialed from the United States or Canada.

Toll-free from these 21 countries outside of North America when using the appropriate access codePop-up window.

Call Collect:

To make a free collect call, contact your Telephone Directory system or an International Operator to obtain the International Access Code or other unique dialing codes that may apply in your country.

Find a Branchand Book an Appointment

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