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Offers for Newcomers

Start With a Canadian Bank Account

With an RBC Advantage Banking Account you get:

  • No-Monthly-Fee Banking for a Year7
  • Unlimited debit transactions in Canada
  • No RBC fee to use another bank’s ATM in Canada66, 67
  • Free Interac e-Transfer transactions61, 65
  • 1 book of 50 cheques free73
  • Enjoy the Value Program at no additional cost: Shop online and in-store with your enrolled account to earn points on debit.75

Add a Canadian Credit Card

For a limited time, get up to 6% cash back on a new RBC Cash Back Mastercard for the first 3 months

  • No credit history required for RBC bank account clients2
  • No annual fee
  • Get 4% bonus cash back for the first 3 months (up to a maximum spend of $1,250) with a new RBC Cash Back Mastercard. That’s up to 6% cash back on grocery store purchases for the first three months and up to 5% on all other purchases for the first three months.
  • Up to $15,000 credit limit9
    No credit history required for RBC personal banking clients2. Higher credit limits are subject to higher income and asset requirements.

Offer ends February 28, 2023.

International Money Transfers

2 Free International Money Transfers per Month for a Year18

  • Send money any time, day or night
  • Send to over 120 countries
  • Easy and secure transfers through RBC Online Banking or the RBC Mobile25 app

Offer ends October 31, 2023.

Safe Deposit Box

Free Small Safe Deposit Box for 2 Years92

  • Protect your valuable documents and small items
  • Securely stored inside the vault at your local RBC Royal Bank branch
  • Access your items any time during branch hours

Offer ends December 31, 2023.

Support for When You’re More Settled

Your First Car in Canada

No credit history required4 with flexible repayment options and financing terms.

Discover Your Options

Your First Home in Canada

No credit history required5, plus get advice and tools to help you plan and buy.

See How We Can Help

Saving for Your Future in Canada

Enjoy preferred interest rates on select Guaranteed Investment Certificates (GICs)16

Learn More About Our GICs

Even More Ways We Can Help

Savings and Services From Our Partners

We know you need more than banking products when you move to Canada. We’ve partnered with well-known brands and agencies to develop offers to help you stay connected, get around and find work.

Looking to Start a Business?

Receive a $50 credit when you open an eligible business bank account for your first business in Canada22.

Advice by Visa Status

Select your Visa status for custom advice, offers and solutions:

Why Newcomers Love RBC

  • Take comfort in the strength and security of RBC, one of Canada’s largest banks in operation for more than 150 years
  • Bank anywhere, anytime online and with the RBC Mobile app25
  • Easily access your money using the largest combined branch and ATM network across Canada
  • Build your wealth in Canada. We are leaders in wealth management, with over 1,700 investment advisors in Canada
  • Talk to someone in your language―service is available by phone or in branch in up to 200 languages

How Can We Help You?

We understand that moving to a new country comes with many challenges–let us help answer any questions you may have. Our phone services are available in up to 200 languages.

Call to book an appointment to open a bank account over the phone or by video conference.
  • Call Call Toll-Free: 1-866-756-1107
  • International Call Call Collect: 1-506-864-2275

Discover & Learn