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The RBC Newcomer Advantage

Moving to a new country isn’t easy, but with the RBC Newcomer Advantage1 you can get everything you need for a great financial start in Canada. So, settle in faster and take advantage of banking, credit and investment solutions created specifically with newcomers in mind!

  • Send two no-fee international money transfers per month for your first 12 months on select accounts18.
  • Get your first Canadian credit card with no credit history2.
  • Receive 2,500 welcome RBC Rewards points when you are approved for a personal or student RBC Rewards+ Visa card71.
  • Receive a $50 credit when you open an eligible business bank account for your first business in Canada22.

  • Buy your first car in Canada with an RBC Royal Bank car loan—no credit history required4.
  • Buy your first home in Canada with an RBC Royal Bank mortgage—no credit history required5.
  • Enjoy preferred interest rates on select Guaranteed Investment Certificates (GICs)16.
  • We’re a leader in wealth management, with over 1,700 investment advisors in Canada
  • Know your money is safe—we are Canada's largest bank*.
  • Bank anytime, anywhere with the RBC Mobile app25.
  • Access your money using Canada’s largest combined branch and ATM network
  • Receive help in up to 200 languages—by phone or in-branch

Free Online Doctor Visit Through Maple

As a newcomer, whether or not you have healthcare coverage or access to a doctor yet, you can connect to a Canadian doctor from the safety and comfort of your home. Maple’s network of Canadian licensed doctors can provide you or a family member with a medical diagnosis and treatment, prescriptions and more—24/7 by text, phone or video.

For eligible newcomer clients with a qualifying bank account or credit card. Offer ends December 18, 2020 and must be used by March 18, 2021.

More Offers and Services from Our Partners

As an RBC client, you can also enjoy special savings and services from RBC and partner brands.

Learn More

Advice by Visa Status

Select your Visa status for custom advice, offers and solutions:

How Can We Help You?

We understand that moving to a new country comes with many challenges–let us help answer any questions you may have. Our phone services are available in up to 200 languages.

Call to book an appointment to open a bank account over the phone.

  • Call Call Toll-Free: 1-800-769-2511
  • International Call Call Collect: 1-506-864-2275
Book an Appointment to Visit a Branch

For the health and safety of our employees and communities, RBC has temporarily closed a number of branches, reduced hours, and is limiting the number of clients permitted at any given time to practice physical distancing. Open branches also have Plexi Protection Screens installed.

We encourage clients to bank at home if possible.

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