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The RBC Newcomer Advantage

Moving to a new country isn’t easy, but with the RBC Newcomer Advantage1 you can get everything you need for a great financial start in Canada. So, settle in faster and take advantage of banking, credit and investment solutions created specifically with newcomers in mind!

  • Send two no-fee international money transfers per month for your first 12 months on select accounts18.
  • Get your first Canadian credit card with no credit history2.
  • Receive 2,500 welcome RBC Rewards points when you are approved for a personal or student RBC Rewards+ Visa card71.

  • Buy your first car in Canada with an RBC Royal Bank car loan—no credit history required4.
  • Buy your first home in Canada with an RBC Royal Bank mortgage—no credit history required5.
  • Enjoy preferred interest rates on select Guaranteed Investment Certificates (GICs)16.
  • We’re a leader in wealth management, with over 1,700 investment advisors in Canada
  • Know your money is safe—we are Canada's largest bank*.
  • Bank anytime, anywhere with the RBC Mobile app25.
  • Access your money using Canada’s largest combined branch and ATM network
  • Receive help in up to 200 languages—by phone or in-branch

Advice by Visa Status

Select your Visa status for custom advice, offers and solutions:

Special Offers and Services for Newcomers

As an RBC client, you can also enjoy special savings and services from RBC and partner brands.

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How Can We Help You?

We understand that moving to a new country comes with many challenges–let us help answer any questions you may have. Our phone services are available in up to 200 languages.



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