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Popular Accounts at RBC

Whether you need premier, all-inclusive banking or a simple, low-fee account, we have a bank account to meet your needs. Here are a few of our most popular accounts⎯we can help you decide on the right one when you call or visit a branch.

starOur Featured Chequing Account

RBC Advantage Banking

  • Monthly Fee: $11.95
  • $0 monthly fee for one year for newcomers7
  • Unlimited debit transactions in Canada
  • No RBC fee to use another bank’s ATM in Canada66, 67
  • Free Interac e-Transfer transactions61, 65
  • 1 book of 50 cheques free73
  • 1 NSF fee rebated every calendar year82
  • Enrol your account in the Value Program, then shop online and in-store with your enrolled account to earn points on debit.73

  • Free small safe deposit box for 2 Years92
  • Get 2 no-fee international money transfers per month for 12 months18
  • Enjoy convenient ways to bank
starPremier, All-Inclusive Banking Account

RBC VIP Banking

  • Monthly Fee: $30.00
  • Pay no monthly fee for 12 months7
  • Unlimited debit transactions
  • Up to $120/year credit card annual fee rebate20
  • Up to $60 discount per year on a safe deposit box (lockbox)17
  • Get 3 no-fee international money transfers per month for 12 months18

  • Get up to 2 more chequing accounts and 1 U.S. dollar account21
  • Unlimited free Interac e-Transfer transactions
  • Enjoy convenient ways to bank

starPopular with Clients

RBC Signature No Limit Banking

  • Monthly Fee: $15.95
  • Unlimited debit transactions
  • 3 withdrawals from other bank ATMs in Canada refunded per month31,33
  • Unlimited free Interac e-Transfer transactions
  • Free small safe deposit box for 2 Years92
  • Get 2 no-fee international money transfers per month for 12 months.18

starHigh Interest on Your Savings

RBC High Interest eSavings

  • Monthly Fee: $0.00
  • Earn high interest on every dollar34
  • Make electronic transfers to your other RBC Royal Bank accounts—for free, 24/78
  • There’s no minimum deposit required

  • U.S. dollar account option available
  • Enjoy convenient ways to bank
starFor Frequent U.S. Travellers

RBC U.S. Personal Account

  • Monthly Fee: $2.00 USD
  • Avoid exchange rates by keeping U.S. cash on hand
  • 6 debits included per month10; $1.25 each debit thereafter

Unlock More from Your Everyday Banking

With RBC Vantage, you can unlock rewards, savings, insights and more with any eligible bank account. Only at RBC.

How Can We Help You?

We understand that moving to a new country comes with many challenges–let us help answer any questions you may have. Our phone services are available in up to 200 languages.

Call to book an appointment to open a bank account over the phone or by video conference.

  • Call Call Toll-Free: 1-866-756-1107
  • International Call Call Collect: 1-506-864-2275
Book an Appointment to Visit a Branch

For the health and safety of our employees and communities, RBC has temporarily closed a number of branches, reduced hours, and is limiting the number of clients permitted at any given time to practice physical distancing. Open branches also have Plexi Protection Screens installed.

We encourage clients to bank at home if possible.

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