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We Have the Right Account for You

Whether you’re in Canada to work, study or make a new life, let us help you settle in faster with your first bank account.

Personal Accounts

Easily pay bills, send money, withdraw cash and deposit your pay with one of the many personal accounts we offer to newcomers to Canada.

Student Account

Enjoy simple, convenient and affordable student banking, so you can focus on your studies and keep more money in your pocket.

Business Account

As you build a life and a business in Canada, an RBC business account can help your company reach its full potential.

How Banking Works in Canada

Since banking in Canada may be quite different from banking back home, we’ve put together some information to help you get familiar with how it works here:

Ways to Bank

With anytime, anywhere access to your accounts and convenient ways to send and receive money, you’ll love banking with RBC.

The RBC Newcomer Advantage

Get everything you need for a great financial start in Canada. Discover products and services that can help you settle in faster―including offers valued at up to $65083.

Why Newcomers Love Our Bank Accounts

We know you have many to-dos on your list. The good news is that opening a Canadian bank account at RBC can make your other tasks easier. An RBC advisor can help you choose the right account and also help answer any questions you have as you settle in.

  • Deposit your money where it will be safe
    Our accounts are secure and offer a cost-effective way to transfer funds to Canada.

  • Talk to someone in your language
    RBC representatives can help you by phone or in-branch in up to 200 languages.

  • Access your money across Canada
    We have the largest combined branch and ATM network across Canada.

  • Enjoy 24/7 access anywhere, anytime
    Check balances, transfer funds and more by phone, online or with the RBC Mobile app25.

How Can We Help You?

We understand that moving to a new country comes with many challenges–let us help answer any questions you may have. Our phone services are available in up to 200 languages.

Call to book an appointment to open a bank account over the phone or by video conference.

  • Call Call Toll-Free: 1-866-756-1107
  • International Call Call Collect: 1-506-864-2275
Book an Appointment to Visit a Branch

For the health and safety of our employees and communities, RBC has temporarily closed a number of branches, reduced hours, and is limiting the number of clients permitted at any given time to practice physical distancing. Open branches also have Plexi Protection Screens installed.

We encourage clients to bank at home if possible.