{"id":26810,"date":"2026-04-22T14:11:26","date_gmt":"2026-04-22T14:11:26","guid":{"rendered":"https:\/\/www.rbc.com\/en\/?post_type=rbc_tl&#038;p=26810"},"modified":"2026-04-22T15:31:44","modified_gmt":"2026-04-22T15:31:44","slug":"banking-on-soil-a-canadian-asset-to-grow","status":"publish","type":"rbc_tl","link":"https:\/\/www.rbc.com\/en\/thought-leadership\/climate-action-institute\/agriculture-reports\/banking-on-soil-a-canadian-asset-to-grow\/","title":{"rendered":"Banking on Soil: A Canadian asset to grow"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\" \/>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h6 class=\"wp-block-heading mar-t mob-mar-t pad-t mob-pad-t\" id=\"h-we-must-be-quite-clear-about-one-point-the-farmer-is-responsible-for-the-soil-they-till-this-natural-resource-will-not-restore-itself-as-fast-as-it-is-depleted-the-farmer-therefore-needs-to-open-a-soil-savings-account-it-will-not-only-conserve-their-soil-but-it-will-return-an-increased-income-and-accumulate-interest\"><em>\u201cWe must be quite clear about one point: the farmer is responsible for the soil [they] till. This natural resource will not restore itself as fast as it is depleted\u2026The farmer, therefore, needs to open a soil-savings account. It will not only conserve [their] soil, but it will return an increased income and accumulate interest.\u201d<\/em><\/h6>\n<\/div>\n\n\n\n<div class=\"wp-block-column mar-l-dbl mob-mar-l-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-medium\"><img loading=\"lazy\" decoding=\"async\" height=\"300\" width=\"185\" src=\"https:\/\/www.rbc.com\/en\/wp-content\/uploads\/sites\/4\/2026\/04\/IMG_0518.jpeg?quality=80&amp;w=185\" alt=\"\" class=\"wp-image-26812\" srcset=\"https:\/\/www.rbc.com\/en\/wp-content\/uploads\/sites\/4\/2026\/04\/IMG_0518.jpeg 1942w, https:\/\/www.rbc.com\/en\/wp-content\/uploads\/sites\/4\/2026\/04\/IMG_0518.jpeg?resize=185,300 185w, https:\/\/www.rbc.com\/en\/wp-content\/uploads\/sites\/4\/2026\/04\/IMG_0518.jpeg?resize=768,1243 768w, https:\/\/www.rbc.com\/en\/wp-content\/uploads\/sites\/4\/2026\/04\/IMG_0518.jpeg?resize=633,1024 633w, https:\/\/www.rbc.com\/en\/wp-content\/uploads\/sites\/4\/2026\/04\/IMG_0518.jpeg?resize=949,1536 949w, https:\/\/www.rbc.com\/en\/wp-content\/uploads\/sites\/4\/2026\/04\/IMG_0518.jpeg?resize=1265,2048 1265w\" sizes=\"auto, (max-width: 185px) 100vw, 185px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\" \/>\n\n\n\n<p>That quotation, pulled from a 1958 edition of <em>Making Money by Saving Soils<\/em> (the original source of RBC Thought Leadership), is as true today as it was when it was first written. In fact, the soil conservation conversation has been a constant among farmers long before that. And while things have evolved, research, data and technology have helped to uncover more about the dynamics of the ground beneath our feet, many of the challenges of conserving soils to grow healthy crops remain the same<em>.<\/em><\/p>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-rbc-climate-action-green-color has-text-color has-link-color wp-elements-d8af581120b68c9e2724b86cb7b0ae0f\" id=\"h-mid-20-th-century-soil-as-a-national-responsibility\">Mid-20<sup>th<\/sup> Century: Soil as a national responsibility<\/h2>\n\n\n\n<p>In 1950, one in five Canadians were part of the farm population.<sup><a href=\"#legal-4\" data-dig-id=\"LP-26810-ff69bee5\" data-dig-label=\"4\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1<\/a><\/sup> At the time, RBC described three good reasons to save soils:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-black-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Make a living<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>The hope to make a better living<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Have a going concern to hand onto the next generation<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Farmers were encouraged to adopt practices like crop rotations, responsible nutrient management, and conserving edge-of-field environments like forests and waterways. Back then, tillage was encouraged for three reasons: the preparation of a suitable seed bed, the destruction of plants that would compete with growing crops, and the improvement in the physical condition of soil. Today, the opposite is often encouraged to reduce soil loss, build soil biodiversity, and avoid disrupting soil carbon sinks. This change has served Canadian soil health well. Canada\u2019s agricultural soils are estimated to be a net carbon sink today, driven by widespread adoption of no-tillage in the prairies and increases in productivity across the country.<sup><a href=\"#legal-5\" data-dig-id=\"LP-26810-fd5148df\" data-dig-label=\"5\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">2<\/a><\/sup><\/p>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-rbc-climate-action-green-color has-text-color has-link-color wp-elements-bdd47a4dc86a147cdc8266b809f2d298\" id=\"h-late-20-th-century-soils-as-foundation-to-the-productivity-boom\">Late-20<sup>th<\/sup> century: Soils as foundation to the productivity boom<\/h2>\n\n\n\n<p>Agriculture transformed between the 1940s and 1970s with advancements in life science and mechanization, leading to mass adoption of new crop varieties, fertilizers, pesticides and modern farm equipment that allowed farmers to produce more per acre for a growing global population. And it was all being done by fewer farmers\u2013by 1980, 1 in 21 Canadians were part of the farm population.<sup><a href=\"#legal-3\" data-dig-id=\"LP-26810-3d07c8ef\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"6\" class=\"rbc-link-format\">3<\/a><\/sup><\/p>\n\n\n\n<p>Farmers were introducing more nutrients to their soils, including nitrogen, phosphorus and potassium to optimize the growth of crops. In some cases, adding more nutrients led to the excess use of fertilizer, which had a negative impact on soil composition and externalities such as pollution of waterways. But the productivity boost also meant more crop residue was being returned to the soil, adding to soil organic matter.<\/p>\n\n\n\n<p>The tools introduced to agriculture during the Green Revolution continue to be fine-tuned today to help farmers produce more high-quality crops. Increasingly, inputs and equipment are presenting win-win opportunities for soil health and productivity with the development of tools like biological fertilizers or see and spray technology for pesticide application that only applies chemicals where needed to eliminate invasive plants.<\/p>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-rbc-climate-action-green-color has-text-color has-link-color wp-elements-4cf968c422653a32c8181dfe0b3fea00\" id=\"h-21-st-century-soil-as-natural-capital\">21<sup>st<\/sup> Century: Soil as natural capital<\/h2>\n\n\n\n<p>Today, less than 2% of Canadians call a farm their home or place of work.<sup><a href=\"#legal-4\" data-dig-id=\"LP-26810-03e65333\" data-dig-label=\"7\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">4<\/a><\/sup> Remarkably, on the shoulders of this small group, Canada ranks in the top 10 globally for food security, agri-food exports, as well as food quality and safety.<sup><a href=\"#legal-5\" data-dig-id=\"LP-26810-c652fee2\" data-dig-label=\"8\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">5<\/a><\/sup> <sup><a href=\"#legal-6\" data-dig-id=\"LP-26810-e43caad4\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"9\" class=\"rbc-link-format\">6<\/a><\/sup> But it\u2019s also a threat to the future growth of the agriculture and food sector as fewer Canadians step foot on a working farm or meet someone working in the sector.<\/p>\n\n\n\n<p>Farmers today, compared with 70 years ago, rely on a much larger network of partners and advisors to do their job, including everything from finance, agronomy, technology, machinery, farm transition planning and sustainability. It\u2019s less likely today than it ever was for young people see these diverse, dynamic and exciting careers in agriculture, beyond farming. For instance, data and computer scientists are developing AI tools for farmers that perfect the precision of inputs like fertilizers, environmental consultants are connecting farmers to marketplaces that reward soil conservation via credits and premiums, and trade experts are moving Canadia-made products to new markets. Engaging more Canadians in the journey of strengthening agriculture as a foundational sector for Canada\u2019s prosperity and the importance of conserving natural assets like healthy soils are the big challenges ahead.<\/p>\n\n\n\n<p>A close read of the 1958 publication provides a glimpse of what\u2019s next\u2013change: <em>\u201cTo be good conservationists it may be necessary for us to remake some of our thought, abandon some customary practices, and revise, sometimes drastically, our methods of farming.\u201d<\/em><\/p>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel has-grey-tint-four-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-rbc-climate-action-green-color has-text-color has-link-color wp-elements-a228f110a927e9d2965f205d81981681\" id=\"h-what-is-soil-health\">What is Soil Health?<\/h2>\n\n\n\n<p>The continued capacity of soil to function as a vital living ecosystem that sustains plants, animals, and humans.<sup><a href=\"#legal-7\" data-dig-id=\"LP-26810-42e1167f\" data-dig-label=\"1\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">7<\/a><\/sup> Soil is foundational to our economy and environment. Roughly 95% of the food we consume needs soil to grow.<sup><a href=\"#legal-8\" data-dig-id=\"LP-26810-783d13f7\" data-dig-label=\"2\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">8<\/a><\/sup> Soils are also the largest terrestrial carbon sink\u2013holding three times the amount of carbon stored in the atmosphere and twice the amount in all living vegetation.<sup><a href=\"#legal-9\" data-dig-id=\"LP-26810-efbc2a7e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"3\" class=\"rbc-link-format\">9<\/a><\/sup><\/p>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mar-t mob-mar-t mar-b mob-mar-b has-rbc-bright-blue-tint-1-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-t mob-pad-t mob-pad-b pad-b\" style=\"border-radius:0x\">\n<p class=\"has-white-color has-text-color has-link-color wp-elements-86e6fe7b4894ccc3d8f243ea9fc4d0d8\"><strong>Lisa Ashton<\/strong> is RBC Thought Leadership\u2019s Agriculture Policy Lead<\/p>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-rbc-legal-collapsible disclaimer\" aria-label=\"Legal Disclaimers\"><div class=\"section-inner\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapseDisclaimer\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapseDisclaimer\" data-dig-id=\"LP-26810-02901987\" data-dig-category=\"LP\" data-dig-action=\"legal close\" data-dig-label=\"legal close\" action-closed=\"legal close\" action-opened=\"legal open\" label-close=\"legal open\" label-open=\"legal close\"><span>View Legal Disclaimers<\/span><span>Hide Legal Disclaimers<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapseDisclaimer\"><div class=\"collapse-inner\"><div class=\"table-wpr\">\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-4\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>1<\/sup><\/div><div class=\"table-cell\">\n<p>Statistics Canada. <a href=\"https:\/\/www150.statcan.gc.ca\/n1\/pub\/95f0303x\/t\/html\/4153161-eng.htm\" data-dig-id=\"LP-26810-f5d108c1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Farm and non-farm populations, 1921-2001\" class=\"rbc-link-format\">Farm and non-farm populations, 1921-2001<\/a>.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-5\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>2<\/sup><\/div><div class=\"table-cell\">\n<p>Agriculture and Agri-Food Canada. <a href=\"https:\/\/agriculture.canada.ca\/en\/environment\/resource-management\/indicators\" data-dig-id=\"LP-26810-e676b793\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Agri-environmental indicators\" class=\"rbc-link-format\">Agri-environmental indicators<\/a>, 2021.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-6\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>3<\/sup><\/div><div class=\"table-cell\">\n<p>Statistics Canada.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-7\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>4<\/sup><\/div><div class=\"table-cell\">\n<p>Statistics Canada. <a href=\"https:\/\/www150.statcan.gc.ca\/n1\/en\/subjects\/agriculture_and_food\/farm_population?sourcecode=3438\" data-dig-id=\"LP-26810-9417d89c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Census of Agriculture \u2013 Farm Population\" class=\"rbc-link-format\">Census of Agriculture \u2013 Farm Population<\/a>, 2021.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-8\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>5<\/sup><\/div><div class=\"table-cell\">\n<p>Economist. <a href=\"https:\/\/impact.economist.com\/sustainability\/project\/food-security-index\/explore-countries\/canada\" data-dig-id=\"LP-26810-29f6da0f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Global Food Security Index\" class=\"rbc-link-format\">Global Food Security Index<\/a>, 2025.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-9\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>6<\/sup><\/div><div class=\"table-cell\">\n<p>United Nations Comtrade. <a href=\"https:\/\/comtradeplus.un.org\/\" data-dig-id=\"LP-26810-449bb348\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Trade Data\" class=\"rbc-link-format\">Trade Data<\/a>, 2026.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-1\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>7<\/sup><\/div><div class=\"table-cell\">\n<p>Lehmann, J. <a href=\"https:\/\/www.nature.com\/articles\/s43017-020-0080-8\" data-dig-id=\"LP-26810-6f2b888d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"The concept and future prospects of soil health\" class=\"rbc-link-format\">The concept and future prospects of soil health<\/a>. Nature Reviews Earth &amp; Earth, 2020.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-2\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>8<\/sup><\/div><div class=\"table-cell\">\n<p>FAO. <a href=\"https:\/\/www.fao.org\/world-soil-day\/en\/\" data-dig-id=\"LP-26810-d87f42eb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"World Soil Day\" class=\"rbc-link-format\">World Soil Day<\/a>, 2025.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-3\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>9<\/sup><\/div><div class=\"table-cell\">\n<p>Georgiou, K. <a href=\"https:\/\/www.nature.com\/articles\/s41467-022-31540-9#:~:text=a%20Mineral%2Dassociated%20organic%20carbon,gibbsite%20(n%20=%2093).\" data-dig-id=\"LP-26810-58c22059\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Global stocks and capacity of mineral-associated soil organic carbon\" class=\"rbc-link-format\">Global stocks and capacity of mineral-associated soil organic carbon<\/a>. Nature Communications, 2022.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>More than 70 years of talking soils \u2013 what\u2019s new, what remains the same, what\u2019s next <\/p>\n","protected":false},"author":89,"featured_media":26822,"parent":0,"menu_order":0,"template":"","meta":{"_acf_changed":false,"disable_focal_point":false,"featured_image_focal_point":{"x":0.6,"y":0.71},"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"rbc_tl_category":[202,130],"rbc_tl_tag":[],"class_list":["post-26810","rbc_tl","type-rbc_tl","status-publish","has-post-thumbnail","hentry","rbc_tl_category-agriculture-reports","rbc_tl_category-climate-action-institute"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Banking on Soil: A Canadian asset to grow - 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