Under certain circumstances, your personal information may be shared among RBC companies or other third parties.
Sharing your personal and financial information among RBC companies, can allow us to help you achieve your financial goals. It's part of building and maintaining a positive relationship with you. We may use this information to better understand your financial needs and to promote products and services we believe may interest you.
This would only be done with your consent. We may communicate with you through various channels, including telephone, computer or mail, using the contact information you have provided. However, if you would prefer that we not share your information among our group of companies or if you do not wish to receive special offers promoting products and services, kindly let us know by following the instructions in Your Consent and Your Choices.
If you choose not to have your information shared, you will not be refused credit or other services, for that decision. We will respect your choice and may advise other RBC companies of your preference for the sole purpose of honoring your choices.
We may share your information with other RBC companies:
Access to your information is restricted to authorized employees who have a legitimate business purpose for accessing it. For example, when you call us, visit a branch, or email us, designated employees will access your information to verify that you are the account-holder and to assist you in fulfilling your financial requests.
Unauthorized access to and/or disclosure of client information by an employee of RBC is strictly prohibited. All employees are required to maintain the confidentiality of client information at all times and failing to do so will result in appropriate disciplinary measures, which may include dismissal.
We may use service providers to perform specialized services on our behalf such as cheque-printing, research, marketing, mail distribution or data processing. Our service providers may at times be responsible for processing or handling personal information. They are provided only the information necessary to perform the services. In addition, we require them to protect the information in a manner that is consistent with our privacy policies and security practices.
In the event our service provider is located in a foreign jurisdiction they are bound by the laws of the jurisdiction in which they are located and may disclose personal information in accordance with those laws.
We are committed to keeping your personal information confidential. We will only share your information with other third parties as indicated under your account agreement and under the following special circumstances: