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Newcomers to Canada

Newcomers to Canada

Settle in Faster with the RBC Newcomer Advantage®1

Take advantage of our banking, credit and investment solutions created specifically with newcomers in mind. The RBC Newcomer Advantage1 is all you need to start banking in Canada.

  • No monthly fee banking for a year, with unlimited debit transactions and FREE Interac e-Transfer, when you open an RBC No Limit or VIP bank account7.
  • No credit history required2 and no annual fee on select cards3
    • Receive 2,500 welcome RBC Rewards® points when you are approved for an RBC Rewards+ Visa card9
    • Receive 15,000 RBC Rewards® points when you open an RBC Visa Platinum Avion® credit card; up to $350 in travel value!59
  • Send two no-fee international money transfers per month for your first 6 months when you open an RBC No Limit Banking or RBC Signature No Limit Banking account12
  • Small safe deposit box (lock box) with fees waived on an RBC No Limit Banking, RBC Signature No Limit Banking (each for a limited time), or RBC VIP Banking account11
  • Save 3¢/L on fuel when you use your linked RBC debit or credit card at Petro-Canada and always earn 20% more Petro-Points and 20% more RBC Rewards points if you pay with a linked RBC credit card that earns RBC Rewards points.56
  • Preferred interest rates on select Guaranteed Investment Certificates (GICs)10
  • Buy your 1st home with an RBC Royal Bank mortgage‐no Canadian credit history required5 with 120 day rate guarantee6
  • Buy your 1st car at over 3,500 dealerships with an RBC Royal Bank car loan—no Canadian credit history required4
  • Open an eligible business bank account for your first business in Canada and get a $50 credit13 .
  • Earn two additional RBC Rewards® points for every dollar you spend on a car or truck rental with Thrifty when you use your eligible RBC Rewards credit card58

Why Choose Royal Bank of Canada?

  • We are Canada's largest bank*
  • We were recognized as “Highest in Customer Satisfaction Among the Big Five Retail Banks” in Canada and named as “Best Trade Finance Bank” for the 4th consecutive year globally
  • You can bank safely anywhere, anytime with online and mobile banking14
  • We have the largest combined branch and ATM network across Canada, with more than 4,200 ATMs

What Can We Help You With Today?

Get Started Today

We can help you with all your banking needs. From opening your first bank account and credit card to buying your first home or saving for your future, our advisors can help you reach all your financial goals.

Visit us today at any RBC Royal Bank® branch with your

  • Passport and
  • Landing Papers or Permanent Resident Card
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