• Newcomers

Newcomers to Canada

Newcomers to Canada

Enjoy the RBC Newcomer Advantage1

Take advantage of our banking and credit solutions for newcomers. The RBC Newcomer Advantage1 gives you everything you need to get started financially in Canada, including:

  • Your first credit card – no credit history required2 and no annual fee on select cards3
  • First car with an RBC Royal Bank® car loan, no credit history required4 at a dealer or branch
  • First home in Canada, with an RBC Royal Bank mortgage, no credit history required5 – and get a $500 housewarming gift6
  • First bank account – the RBC Signature No Limit Banking® account is an all-inclusive banking account with no monthly fee for 6 months7 and unlimited debit transactions8
  • Preferred rate on foreign exchange transactions in-branch for 12 months9
  • Preferred interest rates on Guaranteed Investment Certificates (GICs)10
  • Small safe deposit box (lock box) with fees waived for one year11
  • Cost-effective way to send money overseas with RBC® International Money Transfer12
  • First Business in Canada: Get a $50 when you open any new business account13 for your first business in Canada

Helping Newcomers Settle in Faster

Helping Newcomers Settle in Faster

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Why Choose Royal Bank of Canada?

  • We are Canada's largest bank*
  • We were named “Best Global Retail Bank” and “Best Trade Finance Bank” for the 2nd consecutive year
  • Service is available by phone or in-branch in over 200 languages
  • You can bank safely anywhere, anytime with online and mobile banking14
  • We have the largest combined branch and ATM network across Canada, with more than 4,200 ATMs

What Can We Help You With Today?

Get Started Today

We can help you with all your banking needs. From opening your first bank account and credit card to buying your first home or saving for your future, our advisors can help you reach all your financial goals.

Visit us today at any RBC Royal Bank® branch with your

  • Passport and
  • Landing Papers or Permanent Resident Card
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