Legal Terms of Use

These terms (the "Terms") govern your use of all Canadian Websites and mobile content operated by Royal Bank of Canada ("Royal Bank") or its subsidiaries (each subsidiary and Royal Bank individually referred to as an "RBC Company" and collectively referred to as the "RBC Companies") and Social Media Pages (defined later in these Terms) (individually referred to as a "Website" and collectively referred to as the "Websites").

If you access and use the Websites, you accept and agree to be bound by and comply with the (i) Terms, and (ii) any terms, conditions, legal notices and disclaimers in the footers, content, other pages of the Websites and behind links, buttons or icons on the Websites (the "Additional Terms").

The Terms and Additional Terms also apply when you use a downloadable application or other technology to access any features, functionality, content and/or information that is made available or provided on the Websites.

For RBC Canada iPad App
“Interac e-Transfer is a service offered by RBC. Facebook is not responsible for the Interac e-Transfer service.”

Part A: Terms for all Websites Part B: Additional Terms for Specific Websites

Part A: Terms for All Websites

General

In the event of any conflict between the Terms and the Additional Terms, the Additional Terms will govern.

All products and services of the RBC Companies that are described, made available or provided on the Websites may be changed or withdrawn at any time without notice and are subject to the terms and conditions of the applicable agreements governing their use in force at the time of the provision of the product or service, in addition to the Terms and Additional Terms. In the event that the Terms or Additional Terms are inconsistent with the terms of any agreement that you or your organization may have with an RBC Company, the terms of that agreement will govern.

The information, material and content provided in the pages of the Websites, including pricing information, (the "Information") is believed to be reliable when posted, but there is no guarantee that it is accurate, complete or current at all times. Without limiting the generality of the foregoing, the Information may include technical inaccuracies or typographical errors, and the RBC Companies and their officers, directors, employees and agents ("RBC") have no obligation to update the Information. The Information or the Websites may be changed, withdrawn or terminated at any time without notice.

Changes may be made to the Terms at any time without notice by updating this posting. You agree to review the Terms regularly, and your continued access or use of the Websites will mean that you agree to any changes.

Any submission by you of an application, instruction or other request is subject to acceptance by RBC and can be declined by RBC.

To Top To Top

Local laws; export control

It is important to note that not all of the products, services and Information made available or provided on the Websites are available in all jurisdictions outside of Canada. In addition, the Information does not constitute an offer or solicitation to buy or sell any currency, investment fund or other product, service or information to anyone in any jurisdiction in which an offer or solicitation is not authorized or cannot legally be made, or to any person to whom it is unlawful to make an offer or solicitation. For information specific to any jurisdiction outside of Canada, please contact your financial advisor.

Please be aware of the laws of your country or that otherwise apply to you in relation to any of the matters described in the pages of the Websites. If you choose to access the Websites, you do so on your own initiative and are responsible for compliance with applicable local, national or international laws.

You may not use, export or re-export the Information or any copy or adaptation thereof in violation of any applicable laws or regulations, including export laws and regulations of Canada in force from time to time.

To Top To Top

Not offering any advice

The Information is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, accounting or other advice to you, and should not be acted or relied upon in that regard without seeking the advice of a professional. Your advisor can help to ensure that your own circumstances have been properly considered and any action is taken on the latest available information.

To Top To Top

No warranties

RBC Companies provide the Websites and the Information on an "as is, where is" basis and do not make any express or implied warranties, representations, or endorsements with respect to the Websites or the Information, including without limitation, warranties as to merchantability, operation, non-infringement, usefulness, completeness, accuracy, currency, reliability and fitness for a particular purpose. Further, RBC Companies do not represent or warrant that the Websites will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, difficulties in use, defects, incompatibility, failures, errors, omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for taking protection and backup of data and/or equipment and for taking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

To Top To Top

Trademarks and copyrights

Certain names, words, titles, phrases, logos, icons, graphics or designs, or other content on the Websites, are trademarks or trade names owned by the Royal Bank or its subsidiaries. Subsidiaries of Royal Bank are licensed to use the trademarks owned by Royal Bank.

Many of the trademarks displayed on the Websites are distinguished from one another and accompanied, at first use, with the appropriate trademark symbol: ®/TM/‡. When the trademark symbol ® is used, it refers to a registered trademark of Royal Bank. All other trademarks of Royal Bank are marked with the TM symbol. Whenever the ‡ symbol is used, it denotes a trademark which is the property of its respective owner. Alternate symbols such as ** or † may have also been used to denote a trademark which is the property of its respective owner. Ally trademarks are registered trademarks of Ally Financial Inc. Used under license.

Without limiting the generality of the foregoing, trademarks owned by Royal Bank include the following: LION & GLOBE Design, ROYAL, ROYAL BANK, RBC, ROYAL BANK OF CANADA, RBC GLOBAL ASSET MANAGEMENT, RBC DIRECT INVESTING, RBC FINANCIAL PLANNING, RBC PHILLIPS, HAGER & NORTH INVESTMENT COUNSEL, RBC DOMINION SECURITIES, RBC CAPITAL MARKETS, RBC INSURANCE, RBC INVESTMENTS, RBC WEALTH MANAGEMENT, RBC FINANCIAL GROUP, FIRST, FIRST FOR YOU, AVION and other trademarks including those comprised of "RBC" or "ROYAL". ROYAL BANK and RBC are registered trademarks of Royal Bank.

Nothing on these Websites shall be construed as conferring any licence of any intellectual property rights, whether by estoppel, implication or otherwise. The Information is for your personal use, provided such use includes a reference to the respective copyright and/or trademark notice or attribution as denoted on the pages copied. Except when otherwise stipulated, the Information may not otherwise be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of an RBC Company. The Information is protected under the copyright laws of Canada and other countries. Any unauthorized downloading, re-transmission, or other copying or modification of trademarks and/or the contents of the Websites may be a violation of federal or other law that may apply to trademarks and/or copyrights, and such actions could subject the copier to legal action.

To Top To Top

Information provided by you

You agree that any information or materials that you provide to any of the RBC Companies through any of its Websites shall become the sole property of Royal Bank, and may be used freely by any RBC Company. By providing such information and materials, you declare and warrant that you have all necessary rights to submit such information and materials and that the information and materials do not infringe the rights of third parties.

To Top To Top

Electronic Communication via the Internet

Any unprotected electronic communication over the Internet is, as with communication via other mediums (e.g. cellular phones, post office mail, Social Media Pages (later defined)), not secure or confidential, subject to possible interception or loss, and possible alteration. You should not send any confidential, proprietary or sensitive information about you or others via these mediums. RBC is not responsible for and will not be liable to you or any one else for any damages in connection with an email, text message, comment, post or any other electronic message sent by you to an RBC Company, or an email, text message, comment post or any other electronic message sent by an RBC Company to you.

To Top To Top

No endorsements

No endorsement or approval of any third party or its advice, opinions, information, products or services is expressed or implied by any Information.

To Top To Top

No liability

None of the RBC Companies are responsible, and will not be liable to you or anyone else, for any damages whatsoever and howsoever caused (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with the Websites or the Information, or your ability on inability to access or use the Websites or the Information, or any action or decision made by you in reliance on the Websites or the Information, or any errors in or omissions from the Websites or the Information, or any unauthorized use or reproduction of the Websites or the Information, even if an RBC Company has been advised of the possibility of these damages.

To Top To Top

Links/Software

The Websites include links between the Websites. The Websites are operated by different RBC Companies, as specifically disclosed in the footers of the Websites. The Websites also include links to and from websites operated outside of Canada by RBC Companies, as specifically disclosed on those sites.

Links from or to websites, including links to the Websites, are for convenience only. The RBC Companies do not review or control, and are not responsible for, any websites linked from or to the Websites, the content of those websites, the privacy practices of those websites, the third parties named therein, or their products or services. Linking to any other website is at your sole risk and the RBC Companies will not be responsible or liable for any damages in connection with such linking. In addition, the RBC Companies do not endorse or approve of any websites linked from or to the Websites, except for Websites of RBC Companies.

You may not gather, extract, reproduce and/or display on any other non-RBC website or other online service, any material on or from the Websites, whether or not by the use of spiders or other 'screen scraping' software or system used to extract data without the express consent of Royal Bank.

If you download any software, we are not responsible or liable for any difficulties or consequences associated with downloading such software. The use of any downloaded software is governed by the terms of the applicable license agreement, if any, which accompanies such software or is provided with such software or herein.

The following terms apply if you download a software application that an RBC Company offers to access any services, features, functionality, content and/or information made available by an RBC Company using certain mobile devices (the "Software"):

  1. Royal Bank grants to you a non-exclusive and non-transferable license for the Software. The license authorizes you to use the Software in object code format for the purpose of using the online services of the RBC Companies ("Online Services") and/or accessing any services, features, functionality, content and/or information made available by any RBC Company using certain mobile devices.
  2. Royal Bank retains at all times all ownership rights, including without limitation, copyright, in the Software. You agree not to copy the Software and not to disclose or distribute the Software to third parties. Royal Bank has no obligation to provide any training, maintenance, or other assistance for the Software.
  3. YOU ACCEPT THE SOFTWARE "AS IS" AND ASSUME THE ENTIRE RISK FOR THE PERFORMANCE OF THE SOFTWARE. ROYAL BANK AND ANY OTHER RBC COMPANY WILL NOT BE LIABLE TO YOU FOR ANY DAMAGES RESULTING FROM YOUR USE OF THE SOFTWARE, UNDER THESE TERMS OR OTHERWISE.
  4. Royal Bank may end these software terms at any time on notice to you. On the ending of these terms, you will destroy or return all copies of the Software or of any documentation for it then in your possession. The grant of the license may not be assigned by you unless agreed upon in writing by Royal Bank.

To Top To Top

Jurisdiction

Each of the Websites is administered by the applicable RBC Company, as specifically disclosed in the footers of the Websites, from its offices in Canada. The Websites, the Information, the Terms and the Additional Terms will be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to any principles of conflicts of laws, and notwithstanding your domicile, residence or physical location. All disputes, controversies or claims arising out of or in connection with the Websites, the Information, the Additional Terms or the Terms shall be submitted to and be subject to the exclusive jurisdiction of the courts of the Province of Ontario. You submit and attorn to the exclusive jurisdiction of the courts of the Province of Ontario to finally adjudicate or determine any suit, action or proceeding arising out of or in connection with the Websites, the Information, the Additional Terms or the Terms.

To Top To Top

 

Part B: Additional Terms for Specific Websites

RBC Direct Investing

No Advice

The information available on the RBC Direct Investing Website is provided by sources believed by RBC Direct Investing to be reliable. Any information, including performance data available through any third party provider is not guaranteed to be current, accurate or complete and is subject to change without notice. Any expressed views or opinions provided on our site do not imply endorsement.

Available Only Where Permitted by Law

The products, services and securities referred to on the RBC Direct Investing Website are only available in Canada and other jurisdictions where they may be legally offered for sale. The information this Website should not be construed as an offer by RBC Direct Investing to sell specific securities in any jurisdiction outside of Canada, including the United States. If you are not currently a resident of Canada, you should not access the information available on this website.

Mutual Fund Information

Important information about the mutual funds referenced on this website, including any associated commissions, trailing commissions, management fees and expenses, is contained in their respective simplified prospectuses, copies of which may be obtained directly from the applicable fund company and which you should read carefully prior to investing. Mutual funds securities are not guaranteed nor covered by the Canada Deposit Insurance Corporation or any other government deposit insurer. Unit values and investment returns will fluctuate. For the money market funds, yields will fluctuate and there is no assurance that the funds can maintain a fixed net asset value or that the full amount of your investment in the fund will be returned to you. Performance data represents past performance and is not necessarily indicative of future performance.

General Information

Any information provided is for your general information and is not intended to provide legal, investment, financial, accounting or tax advice. If you require any such advice, you should retain the services of a competent professional. This website may contain the opinions, views or recommendations of individuals or organizations. Where present these opinions, views and recommendations are provided for your general interest, and are not endorsed by RBC Direct Investing.

RBC Direct Investing Inc. (Member–Canadian Investor Protection Fund), and Royal Bank are separate corporate entities which are affiliated. RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc.

Related and Connected Issuers

For information on related and connected issuers please click here (opens new window).

RBC Direct Investing Agents for Service in Canada

For addresses of RBC Direct Investing Agents for Service in Canada please click here (opens new window).

To Top To Top

RBC Direct Investing Online

No Advice

The information available on the RBC DI Online Website is provided by sources believed by RBC Direct Investing to be reliable. Any information, including performance data available through any third party provider is not guaranteed to be current, accurate or complete and is subject to change without notice. Any expressed views or opinions provided on our site do not imply endorsement.

Available Only Where Permitted by Law

The products, services and securities referred to on the RBC DI online Website are only available in Canada and other jurisdictions where they may be legally offered for sale. The information on this Website should not be construed as an offer by RBC Direct Investing to sell specific securities in any jurisdiction outside of Canada, including the United States. If you are not currently a resident of Canada, you should not access the information available on this website.

Mutual Fund Information

Important information about the mutual funds referenced on this website, including any associated commissions, trailing commissions, management fees and expenses, is contained in their respective simplified prospectuses, copies of which may be obtained directly from the applicable fund company and which you should read carefully prior to investing. Mutual funds securities are not guaranteed nor covered by the Canada Deposit Insurance Corporation or any other government deposit insurer. Unit values and investment returns will fluctuate. For the money market funds, yields will fluctuate and there is no assurance that the funds can maintain a fixed net asset value or that the full amount of your investment in the fund will be returned to you. Performance data represents past performance and is not necessarily indicative of future performance.

General Information

Any information provided is for your general information and is not intended to provide legal, investment, financial, accounting or tax advice. If you require any such advice, you should retain the services of a competent professional. This Website may contain the opinions, views or recommendations of individuals or organizations. Where present these opinions, views and recommendations are provided for your general interest, and are not endorsed by RBC Direct Investing.

Multiple marketplace client disclosure

With the arrival of multiple marketplaces in Canada, clients will be provided with new trading options for equities currently listed for trading on the Toronto Stock Exchange ("TSX"). RBC Direct Investing has prepared this disclosure to inform clients of conditions and activities that could affect them in this new trading environment. Click here Multiple Marketplace Disclosure PDF (opens new window).

RBC Direct Investing Inc. (Member–Canadian Investor Protection Fund), and Royal Bank are separate but affiliated corporate entities. RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc.

To Top To Top

RBC Dominion Securities

Insurance products are offered through RBC Wealth Management Financial Services Inc. ("RBC WM FS"), a subsidiary of RBC Dominion Securities Inc. When discussing and selling insurance products in all provinces except Quebec, Investment Advisors are acting as Insurance Representatives of RBC WM FS. When discussing and selling insurance products in Quebec, Investment Advisors are acting as Financial Security Advisors of RBC WM FS. RBC WM FS is licensed as a financial services firm in the province of Quebec.

In Quebec, financial planning services are provided by RBC WM FS. In the rest of Canada, financial planning services are available though RBC Dominion Securities Inc.

Available Only Where Permitted by Law

The products, services and securities referred to on the RBC DS Website are only available in Canada and other jurisdictions where they may be legally offered for sale. The information on this Website should not be construed as an offer by RBC DS to sell specific securities in any jurisdiction outside of Canada.

RBC Dominion Securities Inc.* and Royal Bank are separate corporate entities which are affiliated. *Member-Canadian Investor Protection Fund. RBC Dominion Securities Inc. is a member company of RBC Wealth Management, a business segment of Royal Bank.

To Top To Top

RBC Dominion Securities (online)

In the event of any discrepancies or contradictions between the information and content provided by third parties and that approved by RBC DS, the information provided by RBC DS will govern.

RBC Dominion Securities Inc. ("RBC DS"),its related companies, affiliates, contractors, agents and/or employees disclaim all warranties, expressed or implied, including, without limitation, those of merchantability and fitness for a particular purpose.

Available Only Where Permitted by Law

The products, services and securities referred to on the RBC Dominion Securities online Website are only available in Canada and other jurisdictions where they may be legally offered for sale. The information on this website should not be construed as an offer by RBC Dominion Securities to sell specific securities in any jurisdiction outside of Canada.

General Information

Any information provided is for your general information and is not intended to provide legal, investment, financial, accounting or tax advice. If you require any such advice, you should retain the services of a competent professional. This website may contain the opinions, views or recommendations of individuals or organizations. Where present, these opinions, views and recommendations are provided for your general interest only, but are not necessarily shared or endorsed by RBC Dominion Securities.

Multiple marketplace client disclosure

With the arrival of multiple marketplaces in Canada, clients will be provided with new trading options for equities currently listed for trading on the Toronto Stock Exchange ("TSX"). RBC Dominion Securities has prepared this disclosure to inform clients of conditions and activities that could affect them in this new trading environment. Click here Multiple Marketplace Disclosure PDF (opens new window).

RBC Dominion Securities Inc.* and Royal Bank are separate corporate entities which are affiliated. *Member-Canadian Investor Protection Fund. RBC Dominion Securities Inc. is a member company of RBC Wealth Management, a business segment of Royal Bank.

To Top To Top

RBC Financial Planning

Financial planning services and investment advice are provided by Royal Mutual Funds Inc., a member company under RBC Wealth Management. Royal Mutual Funds Inc., Royal Bank, Royal Trust Corporation of Canada and The Royal Trust Company are separate, but affiliated, corporate entities. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec.

There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently, and past performance may not be indicative of future performance. Please read the prospectus before investing.

To Top To Top

RBC Global Asset Management

RBC Global Asset Management is a business name used by RBC Global Asset Management Inc. and RBC Global Asset Management (U.S.) Inc. (collectively, "RBC Global Asset Management Companies"). These companies are separate corporate entities which are affiliated. Phillips, Hager & North Investment Management is an operating division of RBC Global Asset Management Inc. The RBC Global Asset Management website has been prepared to publicize the products and services offered by RBC Global Asset Management Companies.

RBC Funds and PH&N Funds are offered by RBC Global Asset Management Inc. and distributed through authorized dealers. Please consult your financial advisor and read the prospectus before investing. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be indicative of future performance. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you.

RBC Global Asset Management (U.S.) Inc., an SEC–registered investment adviser headquartered in Minneapolis, Minnesota, serves as the investment adviser to mutual funds offered in the United States.

Investment and economic outlook information provided on this website has been compiled by one or more of RBC Global Asset Management Companies from various sources and is provided for informational purposes only. It is not intended to provide legal, accounting, tax, investment, financial or other advice and such information should not be relied upon for providing such advice. RBC Global Asset Management Companies take reasonable steps to provide up–to–date, accurate and reliable information, and believe the information to be so when provided. Due to the possibility of human and mechanical error as well as other factors, RBC Global Asset Management Companies are not responsible for any errors or omissions contained herein. RBC Global Asset Management Companies reserve the right at any time and without notice to change, amend or cease publication of the information. Information obtained from third parties is believed to be reliable but no representation or warranty, express or implied, is made by RBC Global Asset Management Companies, their affiliates or any other person as to its accuracy, completeness or correctness.

To Top To Top

RBC Insurance

RBC Insurance means RBC Insurance Holdings Inc., and its affiliates, which include: RBC Life Insurance Company, RBC Insurance Company of Canada, Assured Assistance Inc., RBC Insurance Services Inc., RBC General Insurance Company and Royal Bank of Canada Insurance Company Ltd. This site includes links to Websites operated by Royal Bank and its subsidiaries and affiliates. The services offered through these Websites are offered by Royal Bank or its subsidiaries and affiliates, as specifically disclosed on the relevant Website.

All insurance products are subject to the limitations and conditions in the applicable policy or certificate of insurance in force at the time of purchase or enrollment and applicable legislation.

To Top To Top

RBC Insurance Online

RBC Insurance means RBC Insurance Holdings Inc., and its affiliates, which include: RBC Life Insurance Company, RBC Insurance Company of Canada, Assured Assistance Inc., RBC Insurance Services Inc., RBC General Insurance Company and Royal Bank of Canada Insurance Company Ltd. This site includes links to Websites operated by Royal Bank and its subsidiaries and affiliates. The services offered through these Websites are offered by Royal Bank or its subsidiaries and affiliates, as specifically disclosed on the relevant Website.

All insurance products are subject to the limitations and conditions in the applicable policy or certificate of insurance in force at the time of purchase or enrollment and applicable legislation.

To Top To Top

RBC Wealth Management

This RBC Wealth Management Website has been prepared to publicize the products and services offered by RBC Dominion Securities Inc. (Member–Canadian Investor Protection Fund), RBC Direct Investing Inc. (Member–Canadian Investor Protection Fund), Royal Mutual Funds Inc., RBC Global Asset Management Inc., RBC Phillips, Hager & North Investment Counsel Inc., RBC Wealth Management Financial Services Inc., Royal Trust Corporation of Canada and The Royal Trust Company.

These companies are separate corporate entities which are affiliated.

About our employees:

About the products and services we offer:

To Top To Top

RBC Wealth Management Online

The RBC Wealth Management Online Website has been prepared to publicize the products and services offered by RBC Dominion Securities Inc. (Member–Canadian Investor Protection Fund), RBC Direct Investing Inc. (Member–Canadian Investor Protection Fund), Royal Mutual Funds Inc., RBC Global Asset Management Inc., RBC Phillips, Hager & North Investment Counsel Inc., RBC Wealth Management Financial Services Inc., Royal Trust Corporation of Canada and The Royal Trust Company.

These companies are separate corporate entities which are affiliated.

About our employees:

About the products and services we offer:

To Top To Top

Mobile Services

The following terms apply if you access Online Services using certain mobile devices through Websites specifically designed for mobile devices or through the Software ("Mobile Services"):

You must be enrolled in the Online Services of the specific RBC Company in order to use the Mobile Services of that RBC Company;

You will not have access to all of the same services, features, functionality, content or information through Mobile Services as you may through Online Services (including your online message centre, notices, legal and privacy terms, links, bills, statements and complete transaction and account information) and you must access Online Services through a technology other than Mobile Services on a regular basis to access the services, features, functionality, content and information of such Online Service;

There may be important terms and conditions that are displayed only when you click on information icons or links within Mobile Services. You must access and read those terms and conditions, and by using Mobile Services, those terms and conditions apply to your use of Mobile Services, in addition to the terms and conditions of any applicable agreements;

Mobile Services may not be available for use in locations outside of Canada and the United States; and

You are responsible for any fees imposed by a service provider that you might incur by accessing Mobile Services.

Social Media

The following terms apply if you access any of the social media pages, accounts, sites, channels and/or any application(s) within the said pages, accounts, sites and channels which have been established and administered by RBC (each individually referred to as a "Social Media Page", collectively referred to as the "Social Media Pages"). The term "Websites" (defined earlier in these Terms) includes Social Media Pages. The term "Social Media Page Website" refers to the website which hosts the Social Media Pages you are accessing.

General Statement

By using the Social Media Pages and submitting a comment, photo, video links and/or other materials, you (and your parent/legal guardian if you are under the age of majority in your jurisdiction of residence) agree to be bound and comply with these Terms, the RBC Privacy Policy and the general terms of use applicable to the Social Media Page Websites.

To Top To Top

Social Media Terms of Use

The Social Media Pages are designed for you and we encourage you to review, leave comments, discuss RBC products and services, watch and share our videos and to engage us. Some of the comments and materials posted to the Social Media Pages and the Social Media Page Websites may not represent the opinions of RBC. You agree that you will not post or submit any information, post, link or material of any kind on the Social Media Pages which fall into any of the categories described below:

Any information, posts, links or material of any kind that we determine to fall into any of the categories described above will be removed.

RBC will not be responsible or liable for the entities which own or operate the Social Media Page Websites or the Social Media Page Websites in any way, including being liable for any losses, or direct or indirect damages arising from any action or decision made by you or anyone else in reliance on the Social Media Page Websites.

If you have a question or concern about anything posted on the Social Media Pages, feel free to contact us at socialmedia@rbc.com