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Make a Complaint
 Making a Complaint
  Step One
  Step Two
  Step Three
  Step Four
 Office of the Ombudsman

Step Four

 

Additional Resources

The following offices can provide you with information and a further review of your complaint if you are still unsatisfied.

Contact for banking and investment complaints:

    Ombudsman for Banking Services and Investments (OBSI)
    PO Box 896 , Station Adelaide
    Toronto , Ontario M5C 2A1
    Telephone: 416-287-2877
    Toll-free telephone: 1-888-451-4519
    Fax: 416-225-4722
    Toll-free fax: 1-888-422-2865
    www.obsi.ca

Contact for life, health and travel insurance complaints:

    Canadian Life and Health Insurance OmbudService (CLHIO)
    20 Toronto Street, Suite 710
    Toronto , Ontario M5C 2B8
    Telephone: 416-777-9002
    Toll-free telephone: 1-888-295-8112
    www.clhio.ca

Contact for home and auto insurance complaints:

    General Insurance OmbudService (GIO)
    10 Milner Business Court, Suite 701
    Toronto , Ontario M1B 3C6
    Telephone: 416-299-6931
    Toll-free: 1-877-225-0446
    Fax: 416-299-4261
    www.giocanada.org

The services of all Ombudsman investigations are provided to you at no cost.

Contact for privacy complaints:

The RBC Chief Privacy Officer is consulted by your branch representative, Client Care Centre and/or RBC Ombudsman in order to provide specific guidance as requested.

Contact for privacy complaints:

    Office of the RBC Chief Privacy Officer
    PO Box 7500 Station A
    Toronto, Ontario M5W 1P9
    Fax: 416-955-2192

If you are still not satisfied, you can contact The Office of the Privacy Commissioner of Canada.

Office of the Privacy Commissioner of Canada — The Office of the Privacy Commissioner of Canada investigates complaints concerning the Personal Information Protection and Electronic Documents Act. Complaints to the Office of the Privacy Commissioner must be submitted in writing.

    The Privacy Commissioner of Canada
    112 Kent Street
    Ottawa, Ontario K1A 1H3

For general privacy inquiries and additional information about personal information-handling practices, you can contact the Office of the Privacy Commissioner of Canada in any of the following ways:

    Telephone: 613-995-8210
    Toll-free telephone: 1-800-282-1376
    Fax: 613-947-6850
    www.privcom.gc.ca

Regulatory bodies and other resources

Government regulators provide alternative sources of consumer information and have offices that handle specific complaints. Depending on your issue, the federal government and provinces have their own regulatory body that can be contacted.

Financial Consumer Agency of Canada

The Financial Consumer Agency of Canada (FCAC) supervises all federally regulated financial institutions to ensure that they comply with federal consumer protection provisions. It also educates consumers and monitors industry codes of conduct and public commitments designed to protect consumer interests.

These consumer protection provisions cover a variety of operating practices that directly affect our clients. For example, financial institutions are required by law to provide consumers with information about their fees, interest rates and complaint-handling procedures.

Specific complaints made in writing will be assessed by the FCAC on a case-by-case basis to determine whether a federal consumer protection issue exists, and if so, what necessary action should be taken.

Regulatory complaints should be submitted in writing:

    Financial Consumer Agency of Canada
    Enterprise Building , 6th Floor 427
    Laurier Avenue West
    Ottawa , Ontario K1R 1B9
    Toll-free: 1-866-461-3222
    www.fcac-acfc.gc.ca

 


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