Protecting your business with Commercial Insurance
If you operate your own business, whether it is a retail store, a consulting service, an import/export business or you plan on manufacturing and distributing consumer or commercial goods, you should have business insurance.
Commercial insurance will protect your business from:
- Damage caused to your premises or stock by fire, storm damage or flooding (property insurance);
- Loss of profits and ongoing expenses if the business is shut down by a fire or other insured event (business interruption insurance);
- Injuries that occur to customers while on your premises (liability insurance);
- Burglary or theft insurance (crime insurance); and
- Automobile accidents involving vehicles owned by the business (commercial auto insurance).
Insurance policies can be arranged separately, or for smaller businesses, as a single package covering property, liability and crime together. Specialized insurance policies can also be arranged to cover other risks unique to your business, risks like specialized stock, cargo, errors and omissions and environmental exposures.
Other insurance coverage is also available to help the employees of your business, including:
- Life insurance on key employees to the business;
- Benefits, such as group life or group personal accident, for your employees; or
- Group home & automobile coverage for employees.
By visiting our business insurance website, or contacting the Business Insurance Centre at 1-877-917-6925, you can get access to global leaders in commercial insurance to handle all of your business’s insurance needs.
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