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Options and Benefits of an RBC Royal Bank Credit
Card
An RBC Royal Bank credit card provides a convenient
way to shop, gives you easy access to short-term borrowed
funds and helps you build a credit history in Canada.
RBC Royal Bank Credit Card: The Benefits for You
An RBC Royal Bank credit card also offers many
other benefits and options. RBC Royal Bank credit
cards are accepted at more than 20 million locations
worldwide. Every RBC Royal Bank credit card comes
with protective features, including:
- Zero Cardholder Liability protects
you from fraudulent use if your card is lost or stolen.
- 24-hour fraud detection monitors
card activity around the clock and shuts down attempts
to make unauthorized transactions.
- Purchase Security Insurance**
protects any personal property you purchase with your
RBC Royal Bank credit card from accidental
loss or damage for 90 days of the purchase date.
- Extended Warranty Insurance** doubles
the original manufacturer’s warranty for up
to one year on items purchased with your RBC Royal
Bank credit card. It starts immediately after
the original manufacturer’s warranty has expired.
Rewards Cards
We offer many different types of credit cards,
each with different features and benefits. There are
cards that offer rewards points, cards with a low-interest
rate, card that have no annual fee, cards for students
and more.
Many of our cards offer RBC Rewards® points, a
system in which you receive points for the purchases
you make. These points can later be redeemed for popular
items such as:
- Merchandise including home furnishings, electronics,
jewellery, sports equipment and more
- Gift certificates from top retailers in Canada
- Travel options including air tickets, vacation
packages, car rentals and hotel accommodation.
Tips for Using Credit Wisely
To keep your personal information safe and build a
strong credit history, always remember to:
- Sign the back of your RBC Royal Bank credit
card when you receive it.
- Compare your receipts to your monthly statements
and report any discrepancies.
- Pay at least the minimum balance by the due date
specified on your monthly bill. If you can, pay the
full amount due in order to avoid any interest charges.
- Never exceed your credit limit.
- In a secure place, keep a record of your credit
card number, expiry date, the three digits on the
back of the card and the 1-800 phone number you will
need to call if the card is lost or stolen.
- Report a lost or stolen card immediately.
**Coverage underwritten by RBC General
Insurance Company in Province of Quebec and by RBC Travel
Insurance Company in the rest of Canada.
The content of this website is provided
for the general guidance and benefit of our clients.
This website is for informational purposes only and is
not intended to provide specific advice. See
full disclaimer. |
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