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Settle In Faster With A Credit Card, No Credit History Required1

Take advantage of our banking package for newcomers. It includes everything you need to get started with your finances in Canada:

  • A no annual fee RBC Cash Back MasterCard
    • No credit history required1
    • Earn 2% cash back on your grocery store purchases2, with no limit on how much you can earn per year3
  • An RBC Signature No Limit Banking® account with no monthly fee for 6 months and unlimited debit transactions4, 5
  • Preferred rate on Foreign Exchange transactions for 12 months6
  • Preferred interest rates on Guaranteed Investment Certificates (GICs)7
  • A small safe deposit box (lock box) with fees waived for one year8

It’s Easy To Get Started.

You'll need your Passport and Landing Paper or Permanent Resident Card

Visit a Branch (opens new window)

  • Book an Appointment Call an RBC advisor, for service in 200 languages 1-866-756-1104
* Please review the legal disclaimers (opens new window).

We can help you get settled

  • Book an Appointment Call an RBC advisor for service in 200 languages 1-866-756-1104
  • Visit a Branch Visit a Branch

Why Choose RBC Royal Bank?

  • Canada's largest bank* , has been helping newcomers get settled for over 7 generations
  • Service available by phone in 200 languages
  • The largest combined branch and ATM network across Canada, with over 4,200 RBC ATMs
  • The only Canadian bank rated in the top 10 “World Safest Banks” 9 4 years in a row