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Immigrating to Canada > Banking Packages

Banking Packages

Everything You Need to Get Settled Quickly and Easily Everything You Need to Get Settled Quickly and Easily

We know how important it is to have easy access to money, especially in the early days of settling in. With an RBC bank account, you’ll have lots of options available to you. We also have credit solutions to help you get your first credit card1, car2 and home3 faster and easier with no Canadian credit history required4.

We also know that you may not be familiar with banking fees, which exist in Canada. So, to help you save money and get ahead, we’ve eliminated the fees on many services included in your banking package.


Select the banking package that is right for you

You are on: Landed Immigrant

Take advantage of our banking and credit solutions for newcomers5. There's everything you need to get started with your finances in Canada:

  • A no annual fee6 RBC Royal Bank credit card (Visa or MasterCard), no credit history required1
  • An RBC Signature No Limit Banking account with no monthly fee for 6 months7 and unlimited debit transactions8
  • A cost-effective way to send money overseas, with RBC International Money Transfer9
  • Get your first car with an RBC Royal Bank car loan no credit history required2 and on-the-spot financing at over 3,500 dealerships
  • Own your first home in Canada, with no credit history required3 and firm, fast approvals
  • Preferred interest rates on Guaranteed Investment Certificates (GICs)10
  • Preferred rate on Foreign Exchange transactions for 12 months11
  • A small safe deposit box (lock box) with fees waived for one year12

You are on: International Student

We recognize your unique needs as a student. We can help you set up your finances today. Get started with:

  • A choice of banking Account:
    • RBC No Limit Banking for Students
    • RBC Signature No Limit Banking account
  • Preferred rate on Foreign Exchange transactions
    for 12 months11
  • Preferred interest rates on Guaranteed Investment
    Certificates (GICs)10
  • Access by telephone to an RBC advisor 24/7,
    service in your language
  • Small safe deposit box for one year with
    fees waived12
  • Use of the largest combined branch
    and ATM network across Canada
  • Free online and telephone banking

Learn more

You are on: Business Investor

If you're thinking about starting a business in Canada, receiving the right financial advice in the beginning can help you succeed. Our knowledgeable business advisors can provide service in over 200 languages.

Learn more about our:

Take advantage of our free guidebooks: "Starting a Business (opens PDF in new window)" & "Managing Risk for a Business (opens PDF in new window)".


Taking Advantage of this Offer is Easy

Call an RBC Advisor 1-800-769-2511 today to setup an appointment near you.

You will need the following documents:

  • Your Passport
  • Landing paper or permanent residence card

Find a Branch


Get In Touch from Wherever You Are

Haven’t Arrived in Canada Yet?

Give us a call and we’ll help you with whatever stage you’re at.

Call collect: 1-506-864-2275

Open an account online (opens new window)

In Canada

We’re always happy to see you. Please note that when you open an account in person, you’ll need to bring your passport and landing paper or permanent residence card.

Call toll free: 1-800-769-2511

Find a Branch

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Contact Us

In Canada

  • Call 1–800–769–2511 for service in over 200 languages
  • Visit a Branch

Outside of North America

  • Call us collect at 1–506–864–2275 and we can speak to you in the language of your choice.

Why Choose RBC?

  • Canada's largest bank*, has been helping newcomers get settled for over 7 generations
  • Service available by phone in over 200 languages
  • The largest combined branch and ATM network across Canada, with over 4,200 RBC ATMs
  • A strong international presence, with branches and clients in more than 50 countries